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New £20 note to feature Turner Contemporary’s iconic building enters circulation
The new £20 note, featuring JMW Turner, came into circulation on 20th February 2020. A large see-through window with a blue and gold foil on the front depicts Turner Contemporary and the Margate lighthouse, among other elements associated with the artist. Turner Contemporary is the first contemporary building to feature on a UK bank note.
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What should retailers know about the new £20 note?
The new £20 note came into effect on 20th February 2020. It is said to be ‘the most secure ever’ banknote, which is good news for retailers and the general public as the £20 note is the most common note in circulation.
- Both the new polymer and paper notes should continue to be accepted until the paper note’s withdrawal date, 30 September 2022
- Paper notes will gradually be taken out of circulation as they are banked by the public and retailers
- Staff should be trained on how to spot the differences between real and counterfeit notes
- Staff should know what to do if they suspect a note is counterfeit
- Always check a few of the security features, not just one
- The Bank of England website has information and free downloadable education materials about the banknotes
- Engage with banknote machine suppliers to ensure note accepting or dispensing machines will be updated
- Join the Banknote Checking Scheme
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What are the features of a polymer banknote?
- Stronger notes lasting 2½ x longer than paper notes
- More environmentally friendly – carbon footprint is 16% lower than paper and can be recycled
- Cleaner notes – resistant to dirt and moisture
- Can withstand extreme temperatures
- First used in September 2016 for £5 note and the £10 note was introduced 12 months later
In a nutshell, notes made from polymer are more durable, hygienic and secure.
What are the security features of the new £20 note?
The new £20 note has the following security features, making it more difficult to forge.
- Hologram – the words change between ‘Twenty’ and ‘Pounds’ when tilted
- See-through window – metallic image over the main window; the foil is blue and gold on the note and silver on the back
- Queen’s portrait in the see-through window
- Silver foil patch contains the letter ‘T’
- Raised print on the front of the note
- Sharp and clear printed lines and colours
- Ultra-violet number – ‘20’ appears in bright red and green on the front
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find out about the features on the note
The word changes between ‘Twenty’ and ‘Pounds’ when the note is tilted.
Key security features
Focus on these two key security features to help confirm that your notes are genuine:
Hologram image change
Tilt the note from side to side. Check the words change between ‘Twenty’ and ‘Pounds’.
Look at the metallic image over the main window. Check the foil is blue and gold on the front of the note and silver on the back.
Look for a second, smaller window in the bottom corner of the note.
£20 note Other security features
The Queen’s portrait in the see-through window
A portrait of the Queen is printed on the window with ‘£20 Bank of England’ printed twice around the edge.
Silver foil patch
A silver foil patch contains a 3D image of the coronation crown. You will find this above the main see-through window on the front of the note.
Purple foil patch
A round, purple foil patch contains the letter ‘T’. You will find this on the back of the note, directly behind the silver crown on the front of the note.
Feel of polymer and raised print
The note is printed on polymer, which is a thin and flexible plastic material. On the front of the note, you can feel raised print. For example, on the words ‘Bank of England’ and in the bottom right corner, over the smaller window.
The printed lines and colours on the note are sharp, clear and free from smudges or blurred edges. If you use a magnifying glass, you will see the value of the note written in small letters and numbers below the Queen’s portrait.
Under a good quality ultra-violet light, the number ’20’ appears in bright red and green on the front of the note, against a duller background.
£20 note Design features
On the front of the note (the side with raised print), there are three clusters of raised dots in the top left hand corner. This tactile feature helps blind and partially sighted people identify the value of the note.
The higher the value of a note, the larger it is. This note is approximately 139mm x 73mm.
A unique serial number is printed horizontally and vertically on the back of the note. The horizontal number is in the bottom right corner. It is made up of multi-coloured letters and numbers, which increase in height from left to right. The vertical number runs down the left-hand side and the numbers and letters are the same height and colour.
The international copyright symbol is on the front and back of the note, below the ‘Twenty Pounds’ text.
JMW Turner’s self-portrait was painted circa 1799 and is currently on display at Tate Britain.
The Fighting Temeraire is one of Turner’s most famous paintings. This was a tribute to the ship HMS Temeraire, which played a distinguished role in Nelson’s victory at the Battle of Trafalgar in 1805.
‘Light is therefore colour’ is a quote from a lecture Turner gave in 1818 and a reference to his innovative use of light, shade, colour and tone.
Turner’s signature is from his Will, in which he left many of his paintings to the nation.
education materials to help check your banknotes.
You can also order online
key security features
Exchanging old notes
30 September 2022 is the last day you can spend our paper £20 and £50 notes.
Many banks will accept withdrawn notes as deposits from customers. The Post Office may also accept withdrawn notes as a deposit into any bank account you can access at the Post Office. And, you can always exchange withdrawn notes with us.
Paper £20 note
Find out more about the paper £20 note
Otherwise called the Sterlings, is the official money of the United Kingdom, Jersey, Guernsey, the Isle of Man, South Georgia and the South Sandwich Islands, the British Antarctic Territory and Saint Helena, Ascension and Tristan da Cunha (in Tristan da Cunha as it were). It is partitioned into 100 pence (solitary: penny). Before you proceed with you search kindly remember this is the best spot where you will purchase counterfeit Pounds Online.
Front of the note
Back of the note
Banknotes don’t just hold economic value; there is a cultural value as well
Banknotes have been in existence for 300+ years and during that time the way that the notes have been printed has changed a lot. Since the mid-1980s, there have been four denominations in circulation, £5, £10, £20 and £50. It is vital that banknotes are of high quality, long lasting and difficult to forge and the latest development of printing notes on polymer fulfils all of these 3 requisites.
The governor of the Bank of England, Mark Carney, alluded to the fact that banknotes are much more than a practical necessity: “They can be a piece of art in everyone’s pocket. Banknotes are a celebration of the UK’s heritage, a salute to its culture, a testament to its great achievements, including those of its notable citizens.”
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If you’ve only got a short amount of time to make the decision, there are two key security features to prioritise
– The Hologram image will change from ‘Twenty to ‘Pounds’ when the note is tilted
– See-through windows: Check that the foil on the metallic image on the main window is blue and gold at the front of the note and silver on the back. Also look for a smaller window in the bottom corner of the note.
If you have more time but are still unsure, there are more security features you can check
– A portrait of the Queen is printed on the window with ’£20 Bank of England’ printed twice around the edge
– A silver foil patch contains a 3D image of the coronation crown. You will find this above the main see-through window on the front of the note
– A round, purple foil patch contains the letter ‘T’. You will find this on the back of the note, directly behind the silver crown on the front of the note
– The note is printed on polymer, which is a thin and flexible plastic material. On the front of the note, you can feel raised print. For example, on the words ‘Bank of England’ and in the bottom right corner, over the smaller window
– The printed lines and colours on the note are sharp, clear and free from smudges or blurred edges. If you use a magnifying glass, you will see the value of the note written in small letters and numbers below the Queen’s portrait
– Under a good quality ultra-violet light, the number ‘20’ appears in bright red and green on the front of the note, against a duller background
While not a security feature, on the front of the note (the side with raised print), there are three clusters of raised dots in the top left hand corner to help blind and partially sighted people identify the value of the note.
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Who is the face on the new £20 note?
As with all British banknotes, there is an image on the back of the note and this time it is JMW Turner. This was actually announced on 22nd April 2016 with the great British painter to replace the old face of the paper £20 note, Adam Smith, the economist. Turner will become the first artist to appear on a British banknote following a nationwide vote.
Who is JMW Turner?
Joseph Mallord William Turner (1775 – 1851) was famous for his landscape and seascape paintings and is often referred to as being ahead of his time and the first modern artist, because of his messy and expressive style and use of bright colours, the latter making him known as ‘the painter of light’.
The note features a self-portrait of the artist JMW Turner painted c1799 and which can be seen at Tate Britain where much of Turner’s work is on display. The backdrop is The Fighting Temeraire, one of Turner’s most famous paintings, a tribute to HMS Temeraire, which was prominent in Nelson’s victory at The Battle of Trafalgar. There is also an image of the Turner Contemporary gallery and of Margate Lighthouse. It also has a quote, “Light is therefore colour”, a reference to Turner’s innovative use of light, shade, tone and colour with his signature taken from his will.
Where can you trade in your old £20 and £50 notes?
You can trade in your old paper notes at any bank and most Post Offices.
Alternatively, you can post off your old notes to the Bank of England and have the money either deposited in your account or given back to you in new notes (if it’s under a certain amount).
If that’s the route you’re going to go, be warned that the BoE has said you’re responsible for any loss or damage of the notes, so it would be wise to get the envelope signed for.
You’ll need to have a UK bank account to be able to trade them in after this time.
Unfortunately, this may mean some piggy banks get prematurely smashed in the process, but it’s better than your rainy day fund becoming worthless.
So once again, that’s 30th September 2022.